Price Reduction! Motivated Seller!

Juli Bowman

Wednesday, June 16th, 2010 at 10:56pm. 174 Views, 0 Comments.

Call me to view this property! Beautiful montain view!!!!

Property Specs

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Lake Lanier Home with Boat Dock under 500K

Ryan Kowalske

Friday, March 12th, 2010 at 1:23pm. 1395 Views, 2 Comments.

Welcome to sweet serenity. This custom built home is one of the best values on Lake Lanier.

The kitchen features granite countertops, an island with a breakfast bar and beautiful cherry cabinets. There is a corner gas fireplace in the living room with Tennesee stone from floor to ceiling and hardwood floors throughout. The master bedroom hosts an amazing views of Lake Lanier, his and her walk-in closets and a master bathroom with a Jacuzzi bathtub and separate shower. The main level also features an office (also with a view of the lake) and a half bathroom. There are three bedrooms, a full bathroom, a laundry room and a large storage room located in the daylight basement.

Both levels of the home offer wrap around decks with breathtaking views. There is a…

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Great Deal in Flowery Branch, GA

Juli Bowman

Friday, January 29th, 2010 at 10:34am. 844 Views, 0 Comments.

Check out this great deal in lake community. Home is in Four Seasons on Lanier with community pool. West Hall High school district.  3 bedroom 2.5 bath on crawl space Home is a foreclosure and want last long! To schedule a tour please give me a call at 770-519-0323.

http://www.northgalife.com/idx/residential/3918770/details.html

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How will an Increase in Mortgage Rates Affect Me?

NorthGaLife.com Team

Sunday, January 24th, 2010 at 7:37pm. 692 Views, 0 Comments.

To understand the effects of mortgage rates, we have to first understand how they work.  Mortgage rates are based off of Mortgage Backed Securities. 

Mortgage Backed Securities (MBS) are basically investments in mortgage loans.  MBS’s represent mortgage bonds and are made up of pools of mortgages.  MBS’s are traded just like stocks and their value fluctuates on a daily basis.  Rates are constantly changing just like stocks.  Throughout a trading day, rates are changing up and down.

In January of 2009 The Federal Reserve announced that they would buy up $500 billion dollars in Mortgage Backed Securities. 

This would drive mortgages rates down, which it did.  Then in March of 2009 The Fed realized that they will need to keep rates low, much longer, so…

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Lake Lanier Real Estate News

NorthGaLife.com Team

Monday, December 21st, 2009 at 7:33am. 481 Views, 0 Comments.

Shore to Shore

Lake Lanier GA and AL Gulf Coast Real Estate News

In this Issue:

The NorthGaLife.com Team World: December activity strong

The GulfShoresLife.com Team World: December activity strong

Special Report: Are you prepared for survival?

Featured Article: Focus on investments you control

Recommended Resources: “Confessions of a Real Estate Mini-Mogul”

The NorthGaLife.com Team world

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Charming Ranch in Gainesville, GA

Juli Bowman

Wednesday, December 9th, 2009 at 9:05pm. 499 Views, 0 Comments.

Charming ranch in northern Hall Co. This is the perfect starter home that has been well maintained. Home has three bedrooms, large kitchen, upgraded lighting, fenced in backyard, storage building. This home is a must see! $115,000 This home is just minutes from the city with all the shopping & dining that you will need. It is in the Chestatee school district. Great neighborhood!

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Condo For Sale in Lake Shadow, Gainesville, GA

Juli Bowman

Tuesday, December 1st, 2009 at 6:44pm. 658 Views, 0 Comments.

  2 bath, 2 bdrm single story -  $134,900

Luxury one level condo in gated community. This home includes
all appliances, granite counter tops, large bedrooms, laundry
room, community pool, tennis courts, large clubhouse, and fitness
center. Very motivated seller. Bring all offers

Lake Shadow is unique with a luxurious style. Come enjoy luxury that this community offers. Life in Lake Shadow at Limestone blends a superb location near Lake Lanier in Gainesville, Georgia with today's most desired features and amenities. Here are a few of the amenities: swim/tennis community, fitness center, community clubhouse & cabana, detached, remote-entry private garages & boat storage, business center & conference room. Come and enjoy this unique community that is…

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Deepwater Lakefront Home

Juli Bowman

Tuesday, December 1st, 2009 at 6:33pm. 421 Views, 0 Comments.

5159 Indian Circle Gainesville, GA 30506

Stunning Lakefront Home with 3 bedrooms and 2.5 baths. Lot has wide open views of Lake Lanier. Lake views all year round. Single slip dock is in very deep water and never lost water in the drought. Home has large deck for entertaining and gentle walk to dock. Master bedroom on main. Two separate kitchens on main & lower level. Loft area has plenty room for multiple uses. This is also a income producing property. This one is a must see!! $435,000

Living in Gainesville-Hall County

If there is such as thing as a perfect place to make a living and raise a family, Gainesville and Greater Hall County would rank near the top of the list. The reason: an ideal balance between the business environment and quality of…

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Home w/acerage in Lula, GA

Juli Bowman

Tuesday, December 1st, 2009 at 6:23pm. 445 Views, 0 Comments.

Beautiful  Mini-Farm on 5.92 acres. Large ranch home w/large barn/shop. Home has been remodeled and has lots of storage room. Large deck for entertaining on  back of the home. Finished basement with boat door. Large stocked pond with seasonal views of the mountains. Great school district. Elementary school: Wauka Mtn, Middle School: North Hall, High School: North Hall. Very Private with view of the pond from the home. This home has it all! $310,000

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Get preapproved for a loan in GA! Why should you get pre-approved for a mortgage?

NorthGaLife.com Team

Monday, November 30th, 2009 at 1:44pm. 477 Views, 1 Comments.

Why should you get pre-approved for a mortgage? 

Getting a pre-approval letter gives you substantial leverage. 

Sellers immediately see you as a serious buyer.  Not only will you know the exact price range you can afford, you'll be able to negotiate a better deal and move faster when you see a house you like.   You'll need to supply information to verify your income, credit history, debts and assets. Lender’s will then issue a letter stating that your mortgage is pre-approved for a certain dollar amount. This will also make the job of your realtor easier. That way they won't show you homes that are out of your comfort zone.  

Different lenders have different versions of what a pre-approval means. 

Pre-approval can mean as…

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