November 2009 
There are 9 blog entries for November 2009.
Get preapproved for a loan in GA! Why should you get pre-approved for a mortgage?
Monday, November 30th, 2009 at 1:44pm. 477 Views, 1 Comments.
Why should you get pre-approved for a
mortgage?
Getting a pre-approval letter gives you
substantial leverage.
Sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, you'll be able to negotiate a better deal and move faster when you see a house you like. You'll need to supply information to verify your income, credit history, debts and assets. Lender’s will then issue a letter stating that your mortgage is pre-approved for a certain dollar amount. This will also make the job of your realtor easier. That way they won't show you homes that are out of your comfort zone.
Different lenders have different versions of what a pre-approval means.
Pre-approval can mean as…
Laurel Springs Subdivision, Suwanee, GA
Thursday, November 19th, 2009 at 3:26pm. 929 Views, 0 Comments.
Laurel Springs is a gated community located in Suwanee on 630 acres of rolling hills that was once farmland.
Laurel Spring's 800 homes are mostly traditional, and are set against a country backdrop with abundant natural beauty combined with immaculate landscaping. Equidistant from both I-85 and GA400, this community is conveniently located yet still feels like a getaway. The Fulton county location also affords residents an attractive tax rate.Winner if the "Best Amenities" nod from the Greater Atlanta Homebuilder's Association, Laurel Springs has no shortage of things to do.
Homes are priced from the $300s to over $1 million and are on large lots for a community of this type (from 1/2 to 1 acre.) Laurel Springs has five…Vickery Subdivision in Cumming, GA
Thursday, November 19th, 2009 at 2:18pm. 671 Views, 1 Comments.
Vickery, located in Cumming, embodies the concept of "live, work,play."
This community is practically a town in itself, utilizing mixed use zoning to offer its residents shopping, dining, and recreation just steps from their front doors. Recognized by the Georgia Homebuilder's Association as "Community of the Year" in 2006, Vickery continues to live up to this golden standard. With a mix of single family homes, townhomes, and condos, Vickery truly has something for every buyer. The 600 homes are priced from the $300s to over $1 million.Vickery was designed with 75 acres of public greenspace, offering its residents parks, gardens, and fishing ponds to share and enjoy.
Located within walking distance to a newly built…Polo Golf and Country Club Subdivision in Cumming, GA
Thursday, November 19th, 2009 at 2:11pm. 504 Views, 1 Comments.
Polo Golf and Country Club is located in Cumming, GA in a beautiful wooded area close to Lake Lanier.
Only 35 minutes north of I-285 and 2 miles form GA400, Polo feels like it is a world away, yet has a very short commute time to Atlanta. The 1100 homes in Polo are mostly traditional and are priced from the $300s to well over $1 million. Polo Golf and Country club also offers one of the most affordable golf memberships in the metro Atlanta area.The private Joe Lee designed golf course is 18 holes and offers its members a two tier driving range and 10,000 square foot putting green to practice on.
True to its name, Polo is the home to the Atlanta Southeast Polo Club and is host to many polo matches. Horseback riding and…St Marlo Country Club Subdivision in Duluth, GA
Thursday, November 19th, 2009 at 2:02pm. 212 Views, 1 Comments.
St Marlo Country Club is one of the premier golf communities in
Georgia.
Located in the newly created city of John's Creek, St Marlo
enjoys Fulton county's reasonable taxes and convenient location.
John's Creek is also known for their great public and private schools.
St Marlo is set on over 900 acres of rolling hills and wooded terrain,
and is gated with 24 hour manned security. The homes are mostly
traditional and European style, and range from the $600s to over $5
million.
The 18 hole Denis Griffiths designed championship golf course is
the star of St Marlo.
Recognized by the AJC as one of the top 3
courses in Atlanta and by Golf Digest and one of the top 10 best new
courses, St Marlo is a highly sought after playing…
Trilogy Park is located in one of the most desireable areas in Gwinnett County.
Sunday, November 15th, 2009 at 9:52pm. 226 Views, 0 Comments.
Trilogy Park is located in one of the most desireable areas in Gwinnett County. The homes in the community are well designed traditional homes with floor plans to fit every buyer. You get a feel of an old-fashioned neighborhood where the streets are narrower and the trees shades the sidewalks. It is like living in your own private park.
The community has lots of great amenities. These amenities include: playground, swimming pool, tennis courts, clubhouse, and picnic tables. You can take a stroll down the sidewalks or toss the ball with your children.
The surrounding area has great schools, plenty of shopping and much more. Just minutes from major interstate for an easy commute. Come see what Trilogy Park has for you!
On the Beach! Santa Cruz, California or Orange Beach, Alabama?
Monday, November 9th, 2009 at 6:08am. 226 Views, 0 Comments.
Life on the Beach!
The Santa Cruz ocean view real estate market is still one of interest for much the same reasons that Orange Beach real estate is.
It is the soothing and calming effect that the ocean has on
our souls, especially in these turbulent times. While the Orange
Beach ocean view real estate market is quite a bit different from the
Santa Cruz or Rio Del Mar ocean view real estate
market, they share a commonality of being more affordable than they
have been in years.
Affordability of Beach property:
On the Beach in Alabama
While the higher end is still expensive the asking prices have come down and there is more available to choose from. This leads to better discounts for those looking to buy. The better…
GA Foreclosures and Bank Owned Properties
Friday, November 6th, 2009 at 3:35pm. 297 Views, 0 Comments.
GA Foreclosures and Bank Owned Properties
The NorthGaLife.com Team (formerly the Laura Allen Team) has totally revinvented its web presence to streamline and expand your searching abilities. We hope that you will drop by and check us out!
There has lately been quite a lot of interest in distressed properties, foreclosures and bank owned properties.
If you seek those type buying opportunities, we have set up two special pages specifically for those property types. Check them out below and let us know if there are any you would like to tour.
You can find foreclosures for Hall, Dawson, Forsyth, Gwinnett, and Jackson Counties including foreclosures in Gainesville, Oakwood, Flowery Branch, Braselton, Buford, Cumming, and Dawsonville, GA.
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Northeast…
A Primer on Government Mortgage Programs
Thursday, November 5th, 2009 at 9:56am. 190 Views, 2 Comments.
A Primer on Government Mortgage Programs
Government mortgage programs are often overlooked by both home buyers and mortgage professionals because of the stigma of having too much red tape. Today this sentiment is fading because other financing options are drying up and home buyers are part of an enevitable "flight to quality." Below is a short primer on each type of the governemts there most popular loan types--USDA, FHA, and VA mortgages.
FHA Loan Program
Federal Housing Administration Loans, commonly called an FHA Mortgage, are geared toward middle income and first time home buyers. FHA loans are made my normal mortgage lenders but given a favorable guarantee from the FHA so the lender gets paid back a portion of the loan amount…
Price Reduction! Motivated Seller!
Call me to view this property! Beautiful montain view!!!! Proper... Add Comment Read MoreLake Lanier Home with Boat Dock under 500K
Welcome to sweet serenity. This custom built home is one of the best values on Lake Lanier.The kitchen features granite count... 3Comments Read MoreGreat Deal in Flowery Branch, GA
Check out this great deal in lake community. Home is in Four Seasons on Lanier with community pool. West Hall High school dis... Add Comment Read MoreThis Month in Real Estate is a monthly video news series that offers an inside look at the national real estate market. Each edition provides a snapshot of the numbers and trends that drive the real estate market, as well as expert opinion and analysis. For information on your local real estate conditions, please contact your Keller Williams agent.
Our NorthGaLife.com Team:
Cell: 678-895-6055
Fax: 678-922-7571
Juli Bowman
Phone: 770-503-7070 x413
Cell: 770-519-0323
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Christian Hauck
Cell: 706-206-2064
Fax: 678-922-7571
Laura Carter
The NorthGaLife.com Team
Keller Williams Realty
Lanier Partners
631 Dawsonville Highway
Gainesville,Georgia 30501
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